You cannot be turned down for health insurance for health conditions you already have. Even if you have ongoing medical conditions like diabetes or heart disease, you can still get health insurance.
ACA is a law that changed the way people can get individual health insurance. If you get insurance through work, you already have coverage. However, not all jobs offer insurance. People who don’t have insurance through work can buy it through the Health Insurance Marketplace (healthcare.gov). The Health Insurance Marketplace gives American Indians special help to sign up and buy insurance. Most Americans have to sign up for insurance during certain times of the year. American Indians can sign up once per month on the Marketplace.
If you are a member of a federally recognized tribe or an Alaska Native, you can get health care in several ways:
Health Insurance - Health insurance does not replace Indian health care- it supports it.
Medicaid and ARKids
Members of federally recognized tribes or Alaska Natives can enroll in health insurance during any month - not just during the "Open Enrollment" period that happens once each year.
IMPORTANT: To get tax credits and cost-sharing reductions, you will need to sign up for insurance on the Health Insurance Marketplace at www.healthcare.gov or call 1-800-318-2596. Note: You may not see all the financial help you qualify for until you complete the application process.
Keep in mind that signing up for health insurance does not mean you can no longer visit your Indian health care provider. Insurance is not meant to replace tribal health - but it can support it.